Housing

Are you considering moving into rented accommodation?

The first thing you need to do is work out if you can afford it. When you move out, everything that you take for granted will be your financial responsibility - food, TV licence, bills for gas, electricity, telephone and water, toiletries! Yes, you'll even have to buy your own loo roll.

Try working out a budget. Add up the money you have coming in and take away everything that you'll have to spend money on. The Shelter Website lists standard outgoings and income to help you work this out. If you don't have any money left over then you probably can't afford to move out just yet.

Help with finances:

Over 16 and earning a low wage or on benefits? Then you may be able to claim housing benefit. This is paid by local councils. The rules are complicated and you probably won't get enough to cover all your rent so you'd have to make up the difference with your own money. Also, private landlords will want a month's deposit and a month's rent as first payment. Find out more here

Avoid debt!

Budget carefully each week and make sure you pay your bills on time. Not paying bills can mean utilities like power and water being cut off. You could even be asked to leave your home.

For more information about housing take a look at the website links.

Being Homeless?

Some young people find themselves homeless for lots of reasons. You might not feel safe at home or there might be problems that mean you can't live there any more. There are organisations that can help you. Remember, it's better to try to sort out what you're going to do before you leave than just running away. Find out more here